Ayo Lamar Credit Operations Analyst (English Speaker) - PT. Geek Hunter – Minimal Lulusan SMA/SMK

Established in July 2013, Geekhunter evolved from 𝐈𝐧𝐝𝐨𝐧𝐞𝐬𝐢𝐚'𝐬 𝐟𝐢𝐫𝐬𝐭 𝐈𝐓 𝐑𝐞𝐜𝐫𝐮𝐢𝐭𝐦𝐞𝐧𝐭 𝐂𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐧𝐭 to 𝐀 𝐅𝐮𝐥𝐥 𝐅𝐥𝐞𝐝𝐠𝐞𝐝 𝐑𝐞𝐜𝐫𝐮𝐢𝐭𝐦𝐞𝐧𝐭 𝐂𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐧𝐭, across all roles, all fields, and all industries, not just IT. With more than 10 years of experience and an extensive database of over 𝟖𝟒𝐊 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐝 𝐭𝐚𝐥𝐞𝐧𝐭𝐬, Geekhunter has been helping 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝟑𝟎𝟎 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 from Indonesia, Singapore, Malaysia, Australia, and South Korea to hire the right talent faster. 𝐎𝐮𝐫 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬: ◨ Headhunting ◨ Recruitment Process Outsourcing (RPO) ◨ Project-based Hiring ◨ Mass Hiring (MT Program) ◨ In-house Recruitment Training ◨ Vendor Connecting ◨ Tailored Solution 𝐎𝐮𝐫 𝐄𝐱𝐩𝐞𝐫𝐭𝐢𝐬𝐞: ⊳ 𝐆𝐞𝐞𝐤𝐓𝐄𝐂𝐇: Finding the right Tech Experts for your team 𝘚𝘰𝘧𝘵𝘸𝘢𝘳𝘦 𝘋𝘦𝘷𝘦𝘭𝘰𝘱𝘦𝘳 (𝘍𝘳𝘰𝘯𝘵𝘦𝘯𝘥, 𝘉𝘢𝘤𝘬𝘦𝘯𝘥, 𝘍𝘶𝘭𝘭𝘴𝘵𝘢𝘤𝘬, 𝘔𝘢𝘤𝘩𝘪𝘯𝘦 𝘓𝘦𝘢𝘳𝘯𝘪𝘯𝘨, 𝘈𝘐); 𝘛𝘦𝘴𝘵𝘪𝘯𝘨 & 𝘘𝘈; 𝘗𝘳𝘰𝘥𝘶𝘤𝘵, 𝘗𝘳𝘰𝘫𝘦𝘤𝘵 & 𝘋𝘦𝘴𝘪𝘨𝘯 (𝘗𝘳𝘰𝘥𝘶𝘤𝘵 𝘔𝘢𝘯𝘢𝘨𝘦𝘳, 𝘗𝘳𝘰𝘫𝘦𝘤𝘵 𝘔𝘢𝘯𝘢𝘨𝘦𝘳, 𝘜𝘐𝘜𝘟); 𝘊𝘭𝘰𝘶𝘥, 𝘈𝘳𝘤𝘩𝘪𝘵𝘦𝘤𝘵𝘶𝘳𝘦, 𝘐𝘯𝘧𝘳𝘢𝘴𝘵𝘳𝘶𝘤𝘵𝘶𝘳𝘦, 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘺; 𝘋𝘢𝘵𝘢 & 𝘈𝘯𝘢𝘭𝘺𝘵𝘪𝘤𝘴 ⊳ 𝐆𝐞𝐞𝐤𝐁𝐈𝐙: Hunting Business & Operation Experts for your team 𝘚𝘢𝘭𝘦𝘴 & 𝘔𝘢𝘳𝘬𝘦𝘵𝘪𝘯𝘨; 𝘋𝘪𝘨𝘪𝘵𝘢𝘭 𝘔𝘢𝘳𝘬𝘦𝘵𝘪𝘯𝘨; 𝘖𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯 (𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘖𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯, 𝘚𝘶𝘱𝘱𝘭𝘺 𝘊𝘩𝘢𝘪𝘯, 𝘓𝘦𝘨𝘢𝘭 & 𝘊𝘰𝘮𝘱𝘭𝘪𝘢𝘯𝘤𝘦, 𝘙&𝘋); 𝘍𝘪𝘯𝘢𝘯𝘤𝘦 & 𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘪𝘯𝘨; 𝘏𝘶𝘮𝘢𝘯 𝘙𝘦𝘴𝘰𝘶𝘳𝘤𝘦𝘴 (𝘛𝘈, 𝘏𝘙𝘉𝘗, 𝘏𝘙𝘎𝘈, 𝘊𝘰𝘮𝘉𝘦𝘯, 𝘓𝘦𝘢𝘳𝘯𝘪𝘯𝘨) ⊳ 𝐆𝐞𝐞𝐤𝐄𝐗𝐄𝐂: Matching your company with the right Executives & Leaders 𝘈𝘭𝘭 𝘭𝘦𝘢𝘥𝘦𝘳𝘴𝘩𝘪𝘱 𝘳𝘰𝘭𝘦𝘴 𝘧𝘳𝘰𝘮 𝘔𝘢𝘯𝘢𝘨𝘦𝘳𝘪𝘢𝘭, 𝘏𝘦𝘢𝘥, 𝘝𝘗, 𝘚𝘝𝘗, 𝘋𝘪𝘳𝘦𝘤𝘵𝘰𝘳 & 𝘊-𝘭𝘦𝘷𝘦𝘭s Join us in our mission to find your experts. Connect with us today! 🚀

We are currently seeking a detail-oriented and proactive Credit Operations Analyst/Associate with 3-8 years of relevant experience in lending and payment operations. Experience in collection will also be relevant in this role.

• Credit Documentation Management
• Review, verify, and manage credit-related documents, including Loan Agreements, Covenants, Direct Debit Mandates, Debt Confirmations, and other contractual paperwork.
• Ensure all documentation complies with internal policies and regulatory standards before loan disbursement and settlements.
• Maintain substantial regulatory risk and oversight for all legal and credit documentation.
• Support internal and external audits by providing accurate and timely documentation.
• Client Negotiation & Document Collection
• Negotiate documentation timelines and requirements with clients and internal stakeholders to ensure alignment with business goals and KPI.
• Build strong relationships with clients and act as the primary point of contact for all disbursement, settlements, and documentation-related queries
• Lending, Payment Operations, and Collections
• Process loan disbursements, repayments, and payment reconciliations in close coordination with the risk and finance teams.
• Identify operational bottlenecks and propose actionable solutions to enhance efficiency in the disbursal and settlement process using the third-party platforms.
• Monitor scheduled payments and ensure compliance with payment terms and covenants.
• Help in assisting and building the collection infrastructure by laying down SOPs 
• Build a strong connection with clients and make regular reminder calls to clients to ensure timely repayments.
• Ensure mandatory field/client visits are done for the assigned client portfolio if the timely repayments are not made.
• Reporting & Documentation Tracking
• Maintain accurate records of all document submissions, approvals, and exceptions
• Build and generate frequent, regular reports for management on document status, payment schedules, and covenant compliance.
• Foster a collaborative and high-performing work environment.

Working Hours: Monday - Friday; 13.00 WIB to 21.00 WIB

• Bachelor’s degree in Finance, Commerce, Business Administration, or a related field.
• 3-8 years of proven experience in credit operations, payment operations, and collections.
• Mandatory experience working in NBFCs, banks, fintech, and P2P lending companies.
• Fluent in Bahasa Indonesia and English (Mandatory).
• Strong proficiency with Data and MS Excel.
• Strong understanding of credit documentation, including Loan Agreements, Covenants, Direct Debit Mandates, Debt Confirmations, and related contracts.
• Willing to work on 1 to 9 PM working hours.
• Excellent client interaction and negotiation skills.
• Experience in collection and recovery is a strong added advantage.
• Ability to work under pressure and handle multiple cases simultaneously.
• Familiarity with digital document management systems, automated lending platforms, and CRMs.
• Working knowledge of regulatory frameworks and industry best practices in credit and lending.